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Business Insurance

Another casualty of the floods is thousands of laptop computers in consumer homes as well as supplier’s warehouses. In my belief, warehouses in the low lying areas that got hit are so badly damaged and will probably have to encash on their insurance premiums. I am not sure though if existing policies cover natural disasters. In my experience, normal warehouse coverage included only fire and theft. I hope the suppliers were not so badly hit. In the end, the losses will have to be carried by the buying public.

Extortionists

In the country where I live, I saw how a dark circle of lazy gentlemen extort money from legit businessmen. The modus operandi was simple. They bar deliveries from ever leaving a warehouse until the owner agrees to part ways with his hard earned money. In my very uneducated opinion, the method is nothing short of extortion. It is no different from the thugs in slum areas who demand money in exchange for people’s passage.

An Offer That I Cannot Refuse

With the renewal of my car registration, I started searching for the best offer from insurance companies. I am not sure if I communicated myself well but an agent sent me a life insurance quote . It wasn’t so bad however, since I read the proposal and eventually decided to get the policy. It was a good thing for the lucky agent that I had time to read the obviously wrong proposal. At the end of the day, one just cannot turn down a good offer.

Steam those walls!

For those residing in areas that were hit by the massive floods, consider using Ladybug vapor steam cleaner . Walls and other surfaces may have been badly stained by floods and had become difficult to clean up. The steam cleaners will take out the mud and steam and perhaps, even rid the place of most of the harmful germs that had gotten embedded in the porous surfaces.