Another casualty of the floods is thousands of laptop computers in consumer homes as well as supplier’s warehouses. In my belief, warehouses in the low lying areas that got hit are so badly damaged and will probably have to encash on their insurance premiums. I am not sure though if existing policies cover natural disasters. In my experience, normal warehouse coverage included only fire and theft. I hope the suppliers were not so badly hit. In the end, the losses will have to be carried by the buying public.